DJI Drone Insurance Worth It? Pros and Cons of DJI Care Refresh

DJI is one of the leading brands in the drone industry, offering a range of high-quality products for aerial photography and videography. Whether you own a DJI Mavic, Phantom, Inspire, or Mini series drone, you might be wondering how to protect your investment from accidental damage, theft, or loss. That’s where DJI drone insurance comes in.

DJI drone insurance is a service plan that provides you with comprehensive and reliable protection for your DJI product. It covers various scenarios such as collision, water damage, flyaway, natural wear, and more. Depending on the plan you choose, you can enjoy benefits such as the replacement for peace of mind, factory maintenance, exclusive repair discounts, extended service, and free shipping.

In this article, we will explain everything you need to know about DJI drone insurance, including:

• What is DJI Care Refresh and how does it work?
• What is DJI Care Refresh+ and how does it differ from DJI Care Refresh?
• What are the advantages and disadvantages of DJI drone insurance?
• What are the alternatives to DJI drone insurance?
• How to buy and activate DJI drone insurance?

By the end of this article, you will have a clear understanding of whether DJI drone insurance is worth it for you and how to get the best deal for your DJI product.

What is DJI Care Refresh and how does it work?

DJI Care Refresh is a comprehensive and reliable protection plan that provides DJI products with coverage for a range of accidental damages and natural wear. It is available for most DJI camera drones and handheld photography devices.

DJI Care Refresh offers two options for full protection: a 1-year plan and a 2-year plan. The service period starts from the date of activation. The number of replacements, maintenance services, and discounted repairs vary depending on the plan you choose.

Here is a table that summarizes the differences between the two plans:

Plan	Service Period	Number of Replacements	Maintenance Services	Discounted Repairs
1-year plan	1 year	2 (including 1 for flyaway coverage)	1	2 (15% off)
2-year plan	2 years	3 (including 2 for flyaway coverage)	2	3 (15% off)

The replacement fee is an additional charge that you need to pay when you request a replacement service. The fee varies depending on the product model and the number of replacements you have used. You can check the fee details on the DJI Care Refresh website.

The flyaway coverage is a special benefit that allows you to get a replacement product if your drone flies away due to uncontrollable factors such as strong winds or signal interference. You need to provide proof of purchase, flight records, flight data analysis results, and other information to qualify for this service.

The maintenance services include inspections and upgrades, cleaning, and easily-worn-part replacement to keep your aircraft in excellent condition. The discounted repairs are applicable for minor damage within a limited repair expense range.

DJI Care Refresh also offers other exclusive benefits such as

1. Expert repairs by DJI engineers
2. Rewards for safe use (1-year warranty extension if no replacement services are used)
3. Exclusive technical service (online chat and call support)
4. Free shipping (if you are in the region where you purchased your DJI Care Refresh)

What is DJI Care Refresh+ and how does it differ from DJI Care Refresh?

DJI Care Refresh+ is an optional service that extends the validity period of your existing DJI Care Refresh by one year. It also provides one more opportunity for product replacement.

You can only purchase DJI Care Refresh+ when your current DJI Care Refresh service period is still valid. You can only purchase it once per product.

Here is a table that compares DJI Care Refresh+ with DJI Care Refresh:

Service	Service Period	Number of Replacements
DJI Care Refresh	1 year or 2 years (depending on the plan)	2 or 3 (depending on the plan)
DJI Care Refresh+	Additional 1 year after the expiration of DJI Care Refresh	Additional 1

The replacement fee for DJI Care Refresh+ is the same as the fee for the last replacement opportunity under DJI Care 

What are the advantages and disadvantages of DJI drone insurance?

DJI drone insurance has many advantages that make it a popular choice for DJI product owners. 

Here are some of the main benefits of DJI Care Refresh:

• It is easy to sign up and activate. You can buy it along with your DJI product or separately within 48 hours of activation. You can also get it for older drones by providing a verification video.

• It is available for most DJI camera drones and handheld photography devices. You can check the list of supported products on the DJI Care Refresh website.

• It covers damage due to pilot error, signal loss, collision, water damage, and other accidents. You can get a replacement product for an additional fee if your drone is damaged beyond repair or flies away due to uncontrollable factors.

• It does not overlap with the standard warranty coverage. You can still enjoy the benefits of the warranty for manufacturer defects or faults while having DJI Care Refresh for accidental damage.

• It offers other exclusive benefits such as factory maintenance, discounted repairs, rewards for safe use, exclusive technical service, and free shipping.

However, DJI drone insurance also has some limitations and drawbacks that you should be aware of before buying it. 

Here are some of the main disadvantages of DJI Care Refresh:

• It is not available for all DJI products. Some older or less popular models are not supported by DJI Care Refresh. You can check the list of unsupported products on the DJI Care Refresh website.

• It has a limited number of replacements and a limited service period. Depending on the plan you choose, you can only get 2 or 3 replacements within 1 or 2 years. After that, you will need to buy a new plan or extend your existing plan with DJI Care Refresh+.

• It has an additional replacement fee and a limited coverage amount. You need to pay an extra fee every time you request a replacement service. The fee varies depending on the product model and the number of replacements you have used. The coverage amount is equal to the market price of your product when you bought it.

• It does not cover theft, loss, or damage due to intentional acts, unauthorized modifications, or violations of laws or regulations. You need to provide proof of purchase, flight records, flight data analysis results, and other information to qualify for the replacement service.

• It does not cover third-party liability or personal injury. If your drone causes damage or injury to someone else’s property or person, you will not be covered by DJI Care Refresh. You will need to get a separate liability insurance policy for that.

What are the alternatives to DJI drone insurance?

DJI drone insurance is not the only option for protecting your DJI product from accidental damage, theft, or loss. 

There are other alternatives that you can consider, such as

• Standard drone insurance from other providers. There are many insurance companies that offer drone insurance policies for different types of drones and scenarios. For example, in the US there’s Skywatch, while in the UK it’s worth checking out Coverdrone. You can opt for insurance on a pay-per-flight basis, daily, weekly, monthly or yearly intervals, with the yearly option providing the most value for money.

• Homeowner’s or renter’s insurance policy. Some homeowner’s or renter’s insurance policies may cover your drone under personal property coverage. However, this may vary depending on the policy terms and conditions, and may not cover all scenarios such as flyaway or water damage. You may also need to pay a deductible or have a limit on the coverage amount.

• Credit card purchase protection plan. Some credit cards may offer purchase protection plans that cover your drone from accidental damage or theft within a certain period after purchase. However, this may vary depending on the credit card issuer and may not cover all scenarios such as flyaway or water damage. You may also need to pay a deductible or have a limit on the coverage amount.

Before choosing any alternative to DJI drone insurance, you should compare the costs, benefits, limitations, and exclusions of each option and see which one suits your needs and budget best.

How to buy and activate DJI drone insurance?

If you have decided that DJI drone insurance is worth it for you and your DJI product, then you can follow these simple steps to buy and activate DJI drone insurance:

1. Visit the DJI Care Refresh website and select the product model that you want to buy DJI drone insurance for. You can also buy DJI drone insurance along with your DJI product from the DJI Store or from authorized sellers.

2. Choose the plan that suits your needs and budget. You can opt for a 1-year plan or a 2-year plan. You can also buy DJI Care Refresh+ to extend your existing plan by one year and get one more replacement opportunity.

3. Pay for the plan and receive an activation code via email. You will need this code to activate your DJI drone insurance later.

4. Activate your DJI drone insurance within 48 hours of activating your DJI product. You can do this by entering the activation code and binding it with your product’s serial number on the DJI Care Refresh website. If you have an older drone, you will need to provide a verification video to prove that your product is in good working condition.

5. Enjoy the benefits of DJI drone insurance for the duration of your service period. You can check the status of your service, request a replacement, or apply for maintenance or repair on the DJI Care Refresh website.

State Farm Drone Insurance: A Good Option for Hobby Pilots?

If you are a hobby drone pilot who loves flying your DJI drone for fun and recreation, you might be wondering how to protect your drone from accidental damage, theft, or loss. One of the options that you might have heard of is State Farm drone insurance.

State Farm is a well-known insurance company that offers various types of insurance policies for personal and commercial purposes. One of their products is the Personal Articles Policy, which covers many personal items such as cameras, bicycles, jewelry, musical instruments, and more.

One of the sub-categories under this policy is drones. State Farm drone insurance is a service that provides coverage for your drone in case of accidental damage or flyaway. It is one of the most affordable and convenient options for hobby drone pilots who want to have peace of mind when flying their drones.

we will explain everything you need to know about State Farm drone insurance

Conclusion and Call to Action

DJI drone insurance is a service plan that provides comprehensive and reliable protection for your DJI product. It covers various scenarios such as collision, water damage, flyaway, natural wear, and more. Depending on the plan you choose, you can enjoy benefits such as a replacement for peace of mind, factory maintenance, exclusive repair discounts, extended service, and free shipping.

However, DJI drone insurance also has some limitations and drawbacks that you should be aware of before buying it. It is not available for all DJI products, it has a limited number of replacements and a limited service period, it has an additional replacement fee and a limited coverage amount, it does not cover theft, loss, or damage due to intentional acts, unauthorized modifications, or violations of laws or regulations, and it does not cover third-party liability or personal injury.

There are also other alternatives to DJI drone insurance that you can consider, such as standard drone insurance from other providers, homeowner’s or renter’s insurance policy, or credit card purchase protection plan. You should compare the costs, benefits, limitations, and exclusions of each option and see which one suits your needs and budget best.

If you have decided that DJI drone insurance is worth it for you and your DJI product, then you can follow the simple steps to buy and activate DJI drone insurance on the DJI Care Refresh website. You can also buy DJI drone insurance along with your DJI product from the DJI Store or from authorized sellers.

DJI drone insurance is a great way to protect your investment from accidental damage, theft, or loss. It gives you peace of mind and confidence when flying your DJI product. Don’t miss this opportunity to get DJI drone insurance for your DJI product today! Click here to buy and activate DJI drone insurance now!